Vowels

1. Introduction Welcome to Vowels Pay! These terms and conditions outline the rules and regulations for the use of Vowels Pay's mobile application and services.

2. Acceptance of Terms By accessing and using Vowels Pay, you accept and agree to be bound by these terms. If you disagree with any part of the terms, you may not access the service.

3. Privacy Policy Your privacy is important to us. Our Privacy Policy, which is part of these terms, describes how we collect and manage user information.

4. Service Use Vowels Pay is intended for transactional purposes and should not be used for any unlawful activities. Each transaction carried out through Vowels Pay must comply with applicable laws.

5. User Accounts Users are required to maintain the confidentiality of their account information and are responsible for all activities under their account. Vowels Pay will not be liable for any loss or damage arising from unauthorized use of your account.

6. Payments and Transactions Vowels Pay facilitates payments between users. We are not a bank and do not offer banking services. Transactions may be subject to fees and charges according to our Fee Schedule.

7. Restrictions Users are prohibited from:

• Using the service for any unlawful purpose.
• Soliciting others to perform or participate in any unlawful acts.
• Infringing on the intellectual property rights of others.

8. Termination We may terminate or suspend access to our service immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, a breach of the Terms.

9. Modifications to Service Vowels Pay reserves the right to modify or discontinue the service with or without notice. We will not be liable to you or any third party should we exercise this right.

10. Amendments to Terms We reserve the right to amend or replace these terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

11. Contact Us If you have any questions about these Terms, please contact us at support@vowelspays.com.